BUSINESS

What kinds of insurance policies are necessary for college students?

1Most undergrads will require a few fundamental inclusions like property protection, obligation protection, medical coverage and vehicle protection.

Both liability insurance and personal property insurance are options in renters insurance packages and can be added as endorsements to a parent’s homeowner policy.

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Health Insurance for College Students and Car Insurance are not included in residential insurance policies or personal property content policies.

So they must be purchased separately. However, some policies will automatically cover a student’s personal liability while they are away from school (subject to age restrictions with some carriers).

The following is a list of the things that each of these insurance policies can cover, as well as some advice on how to get lower rates or find coverage for less.

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