You will need to decide how much risk you are willing to take versus the cost of purchasing travel insurance.
You might not need travel insurance because you already have enough coverage from a travel credit card or other insurance policies.
But if you paid a lot of money for a vacation that you can’t get back, or if your health insurance won’t cover you where you’re going, travel insurance is probably worth it.
Travel Insurance from Allianz: There are a number of plans from Allianz that cover just one trip or multiple trips.
You can also choose to buy medical coverage or travel cancellation coverage separately. The company provides high limits on coverage, and the majority of plans cover the COVID-19 epidemic.
Both rental car insurance and cancel anytime coverage are available as optional extras. Additionally, AM Best gave the two Allianz underwriters Jefferson Insurance Company and BCS Insurance Company financial strength ratings of A+ (Superior) and A- (Excellent).
Travel Insurance from HTH: In addition to comprehensive trip protection plans, HTH offers short-term and long-term medical plans.
Plans provide high limits on medical coverage, including emergency medical coverage of at least $75,000, as well as reimbursement of up to 200 percent of the cost of an interrupted trip.
Additionally, coverage for trip delays of at least $500 and missed connections of at least $250 is included in all plans. Nationwide, whose financial strength is rated A+ (Superior) by AM Best, underwrites the plans.
Additionally, the coverage is recommended by more than 90% of customers on the travel insurance marketplace InsureMyTrip.
