Vehicles If you send an employee to pick up supplies for your restaurant in their personal vehicle, that is considered business use of a vehicle.
If the driver were involved in an accident, your company may be liable for any damages.
A hired and non-owned auto liability policy is necessary if your business uses vehicles that it does not own or rents or leases for business purposes.
Café Protection Cost
The yearly exceptional you’ll pay for eatery protection relies upon the size of your business, your area, what you’re serving, and who you’re serving. It also depends on the kind of insurance your restaurant needs.
For a bundle that incorporates an entrepreneur’s strategy, alcohol responsibility protection, and laborers’ remuneration, most cafés can hope to pay around $4,000 each year.
On the other hand, some restaurant owners who require commercial auto insurance might have to pay more.
On the other hand, a business package that includes coverage for a rented space can cost as little as $299 per year.
