What is covered by general liability insurance?

Insurance for commercial general liability covers legal fees, judgments, and medical costs

Incurred as a result of claims that your company was responsible for property damage, bodily injury, or advertising harm.

It is typically purchased as part of a business owner’s policy, but it can also be purchased on its own.

What is insurance for business property?

Business individual property protection pays to fix or supplant your business property, like your gear, furniture, and stock, after a covered danger, like a fire, burglary, a burst line, or defacing.

Typically, it is a separate coverage that must be purchased separately or added to a business owner’s policy.