Because small business owners may be personally liable for losses, they must carefully consider and assess their risks.
Business owners are shielded from unanticipated losses that they would be unable to cover without commercial insurance.
Businesses can continue to operate when doing so would otherwise be too risky.
If you need business insurance, work with a licensed and reputable insurance broker.
The National Association of Insurance Commissioners or your state’s insurance department can provide you with a list of licensed agents in your state.
Business strategies are not the same as private lines protection since they safeguard a business, not a person.