It depends on your budget and financial situation. By TIM PARKER Updated on November 2, 2022 Reviewed by KHADIJA KHARTIT Fact checked by YARILET PEREZ Everyone has a different opinion regarding the amount of cash you should keep in your bank account.

The truth is that it depends on how much money you have. The money for your regular bills, your discretionary spending, and the emergency fund portion of your savings must all be kept in the bank.