According to the most recent information from the National Association of Insurance Commissioners, drivers paid an average of $650.35 in liability premiums each year in 2019.
However, your driving record, the number of miles you drive, and where you live all affect how much you pay for third-party insurance.
People who drive safely, travel less, and live in rural or small towns typically pay less.
Bundle your auto and home insurance together and select a policy with a higher deductible to further reduce your third-party auto insurance premiums.
Coverage for bodily injury and property damage liability are typically included in a basic auto insurance policy.
Get estimates from multiple insurers to secure one; To get a quote, you will typically need to provide information about your family, car, and drivers. You might also need to have your credit checked.