Don’t go with the first travel insurance policy you come across. Instead, shop around to make sure you’re getting the most coverage at the best price.
Also, if you’re booking a trip through a travel agency or tour operator, ask for a package deal, including travel insurance.
Buying travel insurance might not be necessary if you’re traveling domestically or going on a refundable trip, or if you carry adequate coverage through a credit card.
“We would always recommend getting travel insurance.
But if you are extremely elderly or in very poor health, your travel insurance premiums may be expensive,” Puri said.
Travel insurance generally provides “invaluable peace of mind,” Puri said.
For instance, travel insurance can be a smart investment if you’re traveling internationally and purchased a high-cost, nonrefundable trip.
