Surefire Insurability Rider
A GUL strategy isn’t equivalent to ensured issue life coverage or a dependable insurability rider.
Reliable issue life coverage ensures acknowledgment when you apply for inclusion.
You can’t be rejected. For GUL, eligibility and pricing are determined by approval based on factors.
Like your health and tobacco use, though some insurance companies offer options that do not require a medical exam.
Some providers offer an optional feature called a “guaranteed insurability rider,” which enables you to purchase additional life insurance coverage at.
Predetermined life events or ages without having to prove your insurability or undergo a medical exam.
Changes to a GUL death benefit may be possible, but they depend on the insurance company and may necessitate medical evaluation and underwriting.
