Comprehensive insurance, also known as “other than collision” coverage, covers damage to your car caused by things other than accidents, like theft, vandalism, natural disasters, hitting an animal, and so on.
Protection from Personal Injuries (PIP): PIP, or no-shortcoming protection, covers clinical costs, lost compensation, and different expenses for yourself as well as your travelers, paying little heed to who is to blame in a mishap. It’s compulsory in certain states and discretionary in others.
Uninsured/Underinsured Driver Inclusion:
If you get into an accident with a driver who doesn’t have insurance or not enough insurance to cover the damages, this coverage will protect you. It can pay for car repairs, lost wages, and medical bills.
Insurance for the Gap: In the event of a total loss, gap insurance will pay the difference if you owe more on your car loan or lease than the current value of your vehicle.
