Written by Lindsay Frankel and updated on October 24, 2022. Reviewed by Samantha Silberstein. Fact checked by Michael Rosenston.
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Life insurance is necessary to safeguard what you have worked so hard for, whether you are just buying your first home or starting a family. It’s also a good idea to buy a policy as soon as you need one because it’s cheaper when you’re young and healthy.
However, it can be challenging to select the ideal provider of life insurance. We looked for financially sound businesses with excellent customer service and affordable pricing, as well as insurers that provide a convenient online application, live chat support, and coverage that does not require a medical exam, and that is why we have evaluated dozens of businesses based on features that are relevant to young adults.
The best life insurance companies for young adults are listed below.
Our top pick for young adults is Protective because it offers term coverage with long terms, low premiums, and an online application.
Banner comes in second. It offers a cost-effective term coverage stacking solution, but it offers fewer conversion and customization options than Protective. On the off chance that you need a fast and simple, nitty gritty strategy, you’ll get the best web-based insight with Shelter Life, alongside an approach gave by a first class organization for monetary strength.
On the other hand, if you want to customize your coverage, Mutual of Omaha offers the most extensive rider selections, while Nationwide offers three included living benefits at no additional cost.
