Last revised on November 11, 2021, as reviewed by Samantha Silberstein As a homeowner.
You are aware that unforeseen occurrences may at any time result in damage to your property or home.
You can prepare for the worst, but you can hope for the best. Purchasing homeowners insurance coverage is the smartest way to prepare financially for potential losses to your home.
In addition to liability coverage in the event that someone is injured on your property, homeowners insurance provides basic protection against covered perils like fire, wind, hail, and theft.
This is not an exhaustive list of coverage options; there are numerous optional endorsements for homeowners insurance that can enhance coverage beyond the scope of the standard policy.