Roof leaks may be covered by a standard homeowners policy. However, this will depend on the kind of home insurance policy you have and what caused the roof leak.
Before paying you in full, the majority of homeowners insurance policies will require you to complete the repairs.
Keep in mind that a home insurance policy does not always pay out the full amount that it covers. For instance, if shingles fall off your roof during a storm, your insurance may only cover the cost of replacing the damaged ones, not the roof as a whole.
There are a variety of home insurance options available to homeowners, each of which provides distinct coverage for perilous damage.
The damage is caused by dangers, such as the weight of ice, snow, or sleet, fire, lightning, hail, falling objects, and windstorms.
