In the event that your kid is getting a student’s license, contact your protection specialist to see whether your inclusion will move to the new driver.
Also, find out if driving across state lines with a learner’s permit is covered by your policy.
State and insurance company regulations vary, and the young driver may require a separate policy in some instances.
A child typically requires their own insurance policy if their name appears on a vehicle title. However, a parent can add the child to their policy if the child still lives at home and drives a parent’s vehicle.
In addition to the minimum levels of bodily injury liability and property damage liability coverages that all drivers are required to carry, some states also mandate additional coverages, such as coverages for uninsured and underinsured motorists.
If your child wants to get a driver’s license and takes the test in the family car, the agency will probably ask them to show proof that the car is registered and insured.
