The following are some typical fundamental coverages that are included in most renters insurance policies:
Your personal liability for injuries to others while on your property (both for medical payments and lawsuits)
Your additional living expenses, such as what you pay for a place to live while your insured apartment is being repaired or is otherwise unlivable due to a claim Renters insurance policies typically cover your personal property in the event of a disaster like a fire, flooding from a pipe burst, theft, vandalism, and other similar events.
Your personal liability for injuries to others while on your property (both for medical payments and lawsuit Most of the time, natural disasters like earthquakes and floods are not included.
All of the valuables you keep in your home will be better protected with renters insurance.
Everything from your shoes to your dishes to your furniture should be covered by your content coverage, including your bike, computers, and mobile devices. It will cover everything you own—within the policy’s specific limits, of course.
