Even though most renters insurance policies cover your belongings up to a certain limit, you should always check your policy.
Read your renter’s policy carefully to find out about the protected personal property, residence, and insured premises.
If the contents of your storage unit are not adequately covered by your standard renters insurance, you have other options. For storage units, two common alternatives to standard renters insurance are:
When you sign up to rent a unit, your storage facility may offer you insurance. Self-storage tenant insurance can also be purchased from third-party insurance companies that specialize in storage unit insurance.
The renters insurance you already have is completely separate from these policies.
You should think about the costs and coverage, such as deductibles, monthly premiums, and which accidents are covered by the policy, just like you would with any insurance policy.