The other structures coverage on your policy might pay for the repairs.
In most cases, standard home insurance policies cover other structures up to a certain percentage, like 10% of dwelling coverage.
However, if those structures are used for business, they may not be covered.
Therefore, if your policy covers your home for $200,000, it may also cover other structures for $20,000.
Regardless of who owns the property that has the tree, the homeowner’s policy typically provides coverage for losses caused by downed trees.
For example, in the event that a sound tree in your yard harms your rooftop during a tempest, you can record a case against your mortgage holders staying inclusion.
Additionally, you will most likely file a claim with your insurance instead of your neighbor’s if your roof was damaged by a neighbor’s tree.
