Although homeowner’s insurance is not required by law, the lender will require you to have home insurance if you have a mortgage.
In addition, safeguarding your property investment is always a good idea.
Your home can be repaired or replaced for hundreds of thousands of dollars.
Having an insurance agency pay for such misfortunes is much of the time fundamental, since numerous property holders can’t cover horrendous costs using cash on hand.
Despite only providing coverage in 12 states and Washington, D.C., Erie Insurance makes our list of the best regional homeowners insurance providers due to its high customer satisfaction ratings and coverage features.
The fact that policies include 100% guaranteed replacement means that you won’t have to pay anything out of pocket in the event of a claim (aside from your deductible).
Erie’s above-average No. In the J.D. Power 2021 Customer Service and Satisfaction Ratings, it was ranked 21st out of 21 homeowners insurance companies for overall customer satisfaction2. A.M.
Best also gave it a reassuring A+ (Superior) Financial Strength Rating.