Loses your luggage, whether temporarily or permanently.
If you used your credit card to pay for the fare, baggage delay coverage covers any out-of-pocket costs you might have while your luggage is delayed.
Typically, this is good for up to $100 per day while the carrier finds and returns your baggage for a few days.
On the other hand, coverage for lost luggage will pay you for the value of any luggage that the carrier permanently loses.
Even if the cardholder isn’t traveling with them, at least one high-end travel card covers them as well as any members of the cardholder’s family.
When you pay the fare with your card, many travel rewards credit cards and co-branded credit cards for airlines will cover the cost of your checked bag or bags.
Some will cover more than one bag, including the bags of your companions traveling with you.