The expected timetable for recording a vehicle protection guarantee can differ by guarantor or state.
The insurance departments of some states say to file a claim “as soon as possible,” but they don’t say exactly how much time you have.
If you live in a state that requires you to file your claim as soon as possible, it is best to do so on the day of the accident, if not immediately thereafter.
After an accident, you can’t sue anyone or anything in certain states for damages.
You must, for instance, file a lawsuit for bodily injury or property damage within two years of the incident, according to Texas law.
State regulation may likewise restrict how much time you need to acknowledge a protection settlement.
A bodily injury claim must be accepted or rejected within four years of the accident, and a property damage claim must be accepted or rejected within three years, according to Utah law.
On the off chance that you don’t acknowledge a settlement inside a legitimately ordered period, you could lose the option to get the settlement.