By JEAN FOLGER Updated February 15, 2023 Fact checked by VIKKI VELASQUEZ Roth IRA vs. 401(k): If you can, max out both.

To boost your nest egg An Overview Popular tax-advantaged retirement savings accounts that allow your savings to grow tax-free include Roth IRAs and 401(k)s. However, they differ with regard to employer contributions, investment options, and tax treatment.