You may not need to notify your insurance company if another driver is at fault for a fender bender, accepts responsibility, and gives you their contact information and information about their insurance company.

However, you will need to contact the other driver’s insurer in order to file a claim for damage to your vehicle. But if you were to blame or if you were hurt in the accident, you need to get in touch with your insurance company right away to tell your side of the story.