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You may not need to notify your insurance company if another driver is at fault for a fender bender, accepts responsibility, and gives you their contact information and information about their insurance company. However, you will need to contact the other driver’s insurer in order to file a claim for damage to your vehicle. But […]

Water can enter underlying materials through a damaged roof, affecting roofing plywood and insulation. Paint and sheetrock can become damaged when water seeps into walls and ceilings. Mold and mildew can grow on structural materials as well as clothing and furniture if leaks aren’t fixed. Ceiling joists and wall studs, for example, can rot due […]

In the event of a disaster, you might think that your landlord’s property insurance would cover damage to your belongings. However, you’d be wrong. Your landlord’s insurance only covers the building’s structures and common equipment, as well as their liability for injuries sustained on common property. Renters insurance, on the other hand, is needed for […]

When Your Motorcycle Is Stolen Written by Emily Delbridge and Last Updated on August 7, 2021 Anthony Battle Reviews Motorcycles Motorcycles can be easy and popular targets for thieves. Motorcycles are relatively simple to move without a key, in contrast to automobiles. Either the bike as a whole or just the parts can be sold […]

Is Hail Harm to Your Rooftop Covered by Property holders Protection? By Michael Evans Updated on November 19, 2021 Reviewed by Samantha Silberstein The sound of hail pounding on your roof is enough to wake you from a sound sleep. Here’s what you need to know about hail damage insurance claims. And when the storm […]

Because they are not caused by an excluded peril, the three kinds of water losses listed below are covered. If the damage occurs suddenly, such as when a copper pipe that feeds a faucet in your office ruptures, then property damage caused by water leaking from a broken pipe or appliance (like a water heater) […]

Can Be Avoided With Proper Maintenance By Marianne Bonner, last updated on March 24, 2020. Water leaks result in significant financial losses for numerous businesses. Water that seeps from a broken fitting or gushes from a clogged main can be very destructive. While the typical burst pipe damage is covered by the commercial property policy, […]

Water Damage and Broken Pipes. Water Damage and Broken Pipes. Let’s say a water tank or pipe breaks and gets worse over time, or a washing machine breaks. There will not be coverage for the actual machine, tank, or pipe. But the damage that comes from the sudden break might be covered. The damage that […]

Based on the policy’s language, you can determine what an insurance company will and will not cover. You should discuss the particulars with your agent or broker. Ask them to look over your policy’s exclusions and the kind of coverage you have. Damage over time and wear and tear are not covered by any insurance […]