Personal belongings may be covered by your homeowners or renters insurance, but airlines and cruise lines are responsible for baggage loss and damage during transport.
Also, if used for deposits or other trip-related costs, credit cards may automatically cover things like delays, lost luggage, and rental car accidents.
Trip cancellation or interruption coverage, baggage and personal effects coverage, medical expense coverage, and accidental death or flight accident coverage are the primary types of travel insurance.
Check to see if you already have coverage through your credit card, health, or car insurance before purchasing a policy.
