Different policies and states may have different deadlines for filing claims.
For instance, if you are hurt in a car accident in New York, you must file a no-fault claim within 30 days.1 In most cases, it is in your best interest to file an insurance claim as soon as possible so that you can clearly recall as many details of the incident as possible.
Some insurers even advise beginning the claims process as soon as possible at the scene of the accident—of course, after ensuring that any injured parties receive medical attention.
Your insurance company is obligated to handle your claim fairly and efficiently in the event of a car accident.
By taking as many detailed photos of the accident scene as you can and providing accurate information when you purchase your policy, you can speed up the process.
