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Are roof leaks covered by homeowner’s insurance?

The Bottom Line Frequently Asked Questions (FAQs) If you are sitting in your home during a thunderstorm and notice a stream of water trickling down the wall, it is likely that your roof has sprung a leak.

Learn How Your Policy Covers a Roof Leak by Michael Evans Updated on April 20, 2022

Reviewed by Samantha Silberstein It’s important to know if your home insurance covers roof leaks because they can cause significant damage to your home and personal belongings.

Damages to roofs caused by hail, wind, and falling tree limbs are typically covered by the most common types of homeowners insurance.

However, not all roof leaks might be covered by a standard home insurance policy. Find out what kinds of roof leaks are covered by your homeowners insurance.

Storm damage to the roof is covered by most standard home insurance policies.

Mortgage holders protection regularly doesn’t cover rooftop harm brought about by steady mileage or disregard.

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