Here’s What to Do When You Lose Your Health Insurance By RONNI SANDROFF Updated January 5, 2023 Reviewed by ANTHONY BATTLE
If you lost your job-related health insurance, you may be able to get an extension or a new policy, but in many cases you will need to act quickly.
Within 30 to 60 days of losing coverage, a number of options for new coverage have limited deadlines.
As a result, if you want to apply for insurance through Medicaid or the HealthCare.gov Marketplace, it’s critical that you get the documents you need right away, such as proof of job loss and insurance loss, as soon as possible.
Important takeaways: One of your insurance options might be to join the plan of your parents or spouse.
Under the Affordable Care Act, you might want to sign up for Medicaid, COBRA, or a special enrollment period.
A short-term health insurance plan can be purchased if your state permits it after losing health insurance coverage.
You should inquire about your former employer’s plans for health insurance coverage as well as the documents you may require to qualify for coverage under the Affordable Care Act (ACA).
