Exclusions can significantly reduce your pet’s coverage, so it’s important to be aware of them as well as the various types of pet insurance available.
Breed and Age Contemplations
Pet safety net providers evaluate the wellbeing condition of pets prior to endorsing them for inclusion and may deny a pet inclusion because of its age or breed.
For instance, Embrace will not cover pets until they are six weeks old, accident and illness coverage is only available until the age of 15, and accident-only policies will only cover pets up to the age of 15.
Additionally, insurers may refuse to cover common breed-specific conditions. Your beagle, for instance, will not be covered by VPI Pet Insurance if it develops narcolepsy or amyloidosis.
3 You’ll need to find a insurance company that takes into account your pet’s age and, ideally, the typical ailments of its breed.
If your pet is older, look for a pet insurance company whose policies don’t have a maximum age limit.
Pre-Existing Conditions The majority of pet insurance policies don’t cover pre-existing conditions that can’t be fixed.
However, if your pet’s condition is considered curable and hasn’t required treatment in a certain amount of time, such as the past year, some insurers will cover it.
