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Auto insurance covers theft, or is it not?

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A Car Stolen Picture: GETTY IMAGES/GREGORBISTER’s image: It is late at night, you have worked a double shift, had a stressful day overall, and You still need to arrive at home in time to feed your family and complete some chores. As you walk to your usual street parking spot, you feel strange.

There’s a problem. As you get closer to your car—or, more accurately, where your car ought to be—your heart starts to race. It cannot be seen anywhere. You frantically look everywhere before calling 911. By the time the police arrive at the scene, you are hoping that your vehicle will be safe returned. You are attempting to recall as many specifics as possible about it.

If someone stole your vehicle, what would you do? Do you know how to submit an insurance claim for a stolen vehicle? Despite the confusion and adrenaline rush, you must maintain composure and clarity.

The first thing you should do is make sure there is no other reason why your car is missing. Are you at risk of having your vehicle towed because you parked in an illegal manner? Is it possible to repossess your vehicle? It can be very embarrassing to report a stolen vehicle to the police and make an insurance claim, only to find out later that it wasn’t actually stolen. Once you’ve determined that your vehicle was stolen and ruled out any other possibilities, it’s time to start the car insurance claim process.

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