Auto insurance protects you financially if you own a car. It can take care of the expense of harm to your vehicle and the other driver’s vehicle.
Depending on the circumstances, it might even pay for the associated medical expenses.
It’s possible that you won’t need to
file an insurance claim if you never get into an accident. However, you will probably get into at least one accident in your lifetime.
Suppose you are in a mishap. Another driver hit you from behind at a red light. The damage to both vehicles As a result, you have whiplash.
Your rear windshield and bumper will both cost $3,000 to replace, according to the repair shop. You call the other driver’s insurance company to file a claim because they were at fault, and you do the same.
The entire cost of your car repairs and the majority of your medical expenses are covered by the policy of the other driver. The remainder is taken by yours.
But what if the other driver does not have insurance? They will be unable to pay anything from cash on hand. Fortunately, your insurance contract covers harm brought about by different drivers. You will be able to recover the majority of the costs this way.
