Comprehensive auto insurance safeguards you financially against theft, natural disasters, and damage caused by the weather.
This protection implies you won’t wind up paying using cash on hand on the off chance that a tree falls on your vehicle or a hoodlum takes your exhaust system.
There are disadvantages. Comprehensive insurance will not cover the damage if you are involved in an accident.
Additionally, comprehensive insurance can be costly when purchased in conjunction with collision insurance.
If your car is older and paid off, you may be able to save money by not buying comprehensive insurance, especially if you live in a place where theft and weather-related events aren’t a problem.
For instance, Louisiana is the state where car insurance is most expensive, costing $1,545 on average per year for full coverage.
In contrast, drivers in North Dakota pay an average of $686 per year to insure their vehicles in the least expensive state.
