This article was written by Mila Araujo and last updated on January 22, 2023. Tisha Collins verified the information.
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A type of auto insurance called “high-risk” covers situations in which the insurer believes there is a higher-than-average chance of a claim being made or when the amount that could be paid out in claims is thought to be higher than usual.
This could be due to your payment history, age, multiple accidents, or driving under the influence (DUI) violations, as well as the value, use, or features of your vehicle.
Call your insurance provider to discuss your particular circumstance if you have been denied coverage.
Although most of these situations are covered by many high-risk insurers, some do it better than others. The best auto insurance companies that provide coverage for a variety of high-risk scenarios are on this list.
The following deals on auto insurance are the result of our collaboration with MediaAlpha. More information about our picks for the best options for high-risk drivers can be found below.
Because it can cover virtually any type of high-risk driver, The General is our pick for the best high-risk insurer for basic coverage. It probably can help if you have bad credit, a history of accidents, traffic violations, or not having insurance.
Additionally, the company has local representatives who can assist you with specific issues.
With low down payments, the company provides convenient payment options. Even though coverage options are limited and there is very little information online, The General is the best option if you are looking for basic or minimum insurance coverage.
