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Best Insurance Companies for Engagement Rings Jewelers Mutual offers the best coverage for all kinds of engagement rings.

By Elizabeth Rivelli, last updated on March 10, 2023. Madeline Simpson verified the accuracy of our recommendations.

Advertisers do not have any influence over our choices. If you visit one of our recommended partners, we may be compensated. For more details, see our advertiser disclosure.

Any couple’s engagement is an exciting milestone. But after the party is over, it’s time to plan how to keep your rings safe for the foreseeable future.

Insurance companies that cover engagement rings offer specific policies that shield your rings from common losses like damage, loss, and theft.

There are benefits and drawbacks to each engagement ring insurer. We looked at these providers to see which ones offered seamless digital experiences, including instant quotes and online claim reporting, flexible coverage limits, low or no deductibles, and affordable premiums.

Jewelers Mutual partners with major jewelry organizations, such as the American Gem Society,

Jewelers of America, and the Jewelers’ Security Alliance, and has extensive experience in the insurance of engagement rings and fine jewelry.

Additionally, it provides customizable policies and affordable premiums. In fact, our overall pick for jewelry insurance was Jewelers Mutual.

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