There may be room for negotiation regarding replacement cost values.
For instance, the product may have been outsold on the market by a better model since you first purchased it.
You may have had a smartphone that was three years old and cannot be replaced with one of the same brand and model today.
You could track down a comparable item and rundown that as the “substitution same,” alongside its worth.
Always make every effort to locate the closest item possible.
You’ll probably get what you’re asking for if you give a reasonable replacement cost price and do your homework.
The adjuster will come up with their best solution if you don’t put in the extra effort, and you might miss out.
A few safety net providers are more permissive than others. It frequently relies upon the conditions and the organization’s own necessities.
