There are a few common concerns regarding the coverage provided by homeowner’s, condo, or renter’s insurance. For example:
Is a leak of water covered?
Is a toilet that leaks covered?
Is damage caused by water from a leaky roof covered?
The type of policy you have, the nature of the damage, and whether the water damage was accidental and sudden or gradual all play a role in determining whether or not these are covered.
Water back-up from an outside sewer drain Flooding Damage caused by poor maintenance Not Covered Damage from a sudden plumbing leak Appliance overflows Weather-related water damage
