Regardless of any accident-related coverage you may have, comprehensive coverage can shield you from minor and major damages brought on by events beyond your control.
When deciding when to get full coverage, where you live can also be a factor.
Comprehensive insurance might be a good idea for someone who lives in a stormy area that frequently experiences hail or in a rural area where animal collisions are common.
If a person lives in a neighborhood with a higher rate of crime, where break-ins and thefts are frequent, the same holds true.
In the event of a single-car rollover, a collision with another vehicle, or a collision with an object, collision insurance will cover you.
It does not cover damage caused by weather or break-ins or thefts. Collision insurance must be purchased if you lease a vehicle. When you’re in an accident, collision insurance can help cover the cost of fixing your car because it covers damage caused by potholes in the road.
If you get into an accident, neither your insurance nor the damage to another person’s vehicle will cover your medical expenses.
