Insurance Liability insurance pays for legal fees and adjudged payouts in cases where the policyholder is found legally liable.
As well as shields the policyholder from claims for injuries, damage, and loss of property.
Some complaints may involve the policyholder taking two or more actions, each of which holds them responsible.
The insurance company must still defend the entire claim, even if the policy does not cover all of the policyholder’s actions.
An all-risk policy, which covers a wider range of risks than a named perils policy, is the primary subject of the doctrine of concurrent causation.
A named perils policy only covers losses caused by the risks it specifies.
However, anti-concurrent causation language may still be included in a named perils policy.
