Before you pay for a vanishing deductible, you may likewise need to look at that as some insurance agency offer a consolidated deductible.
When you have a misfortune that influences both your home and vehicle.
If you had a claim that required payment from both your home insurance and your auto insurance,
even though it maintains separate deductibles in the event of separate claims, having both policies with the same company might give you the advantage of only having to pay one deductible.
Check with your insurance provider to see if it makes sense to consolidate all of your policies.
Let’s say that Julie’s car was stolen while they were out shopping for the holidays. The car had some damage, including broken windows, but the thieves also took $1,500 worth of gifts from the trunk.
Julie was dismayed to learn that they would have to pay two deductibles because the incident involved the theft of contents from the trunk (the gifts are personal property,
So they fall under the home policy) and damage to the car (this falls under the car policy). $500 for her renter’s insurance deductible and $500 for her car deductible.
