The cost of teacher liability insurance varies based on the kind of coverage you need and where you teach.
For W-2 educators with an association membership, Forrest T. Jones offers annual premiums as low as $94 and as low as $176 for independent contractors.
However, instructors who require commercial auto insurance may have to pay anywhere from $150 to $2,400 annually.
Forrest T. Jones & Company is one of the leading providers of teacher liability insurance. Its advantages include: Affordable rates starting at $94 for association members;
Covers most types of educators in most settings, including online; Occurrence coverage for W-2 educators; Up to $2 million in coverage included with some association memberships;
Doesn’t offer business personal property coverage or commercial auto insurance. Independent contractor insurance requires association membership.
If you are a W-2 employee of a public or private school and are not a member of an association, you can also purchase coverage on your own.
Strategies are reasonable and incorporate inclusion for your legitimate protection on the off chance that you are viewed as not at fault for a crook act.
If you require additional coverage beyond what your association offers, nationwide is a good choice. Private instruction, accidental death & dismemberment, assault-related personal property coverage, and other endorsements are provided by the company.
Nationwide’s website does not offer quotes for teachers liability insurance; therefore, you will need to call for a quote and information regarding coverage.
