The length of your trip may affect the policies you can get, and the timing of your purchase may affect whether pre-existing medical conditions are covered.
However, these factors typically do not affect the price of your insurance.
Your premium is also unaffected by your destination. If all other aspects are equal, Costa Rica travel insurance will cost the same as Europe travel insurance. Instead, the following factors determine how much travel insurance costs:
Age Because older people are more likely to have medical issues, they pay more for travel insurance.
Because of this risk, travel insurance companies charge higher premiums. However, even if you are traveling during retirement, you may be able to find affordable travel insurance that meets your requirements.
Trip Cost Premiums are also determined by the total cost of your trip.
Insurance companies charge higher premiums for more expensive trips because it costs more to reimburse a $10,000 canceled trip than a $1,000 trip.
