Last updated on March 31, 2022, as reviewed by Charlene Rhinehart
A lot of people use their credit cards for short-term loans, an easy way to pay, and maybe even cash-back rewards.
However, many well-known credit cards provide benefits and security features that cardholders are unaware of.
Start by reading the terms and conditions of your credit card to see what benefits it offers.
Although you can typically find the same information online, the majority of banks will mail you a benefits guide of some kind.
Note: Cardholders must have made the relevant purchase with that particular card for the majority of these services and perks to take effect.
Don’t expect your credit card issuer to give you an extra year of warranty protection if the washer you bought with cash breaks down the day after the manufacturer’s warranty runs out.
To ensure that you use the appropriate card for each purchase, be aware of the benefits offered by each card.
Here are probably the main charge card benefits accessible today:
