Published on February 1, 2023 Little kids playing with colorful wooden building blocks on the table at home daycare Lourdes Balduque /
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The supervision of children exposes home daycare businesses to multiple threats. Staff members can make mistakes, art projects can go wrong, and kids can hurt themselves.
Because of this, before in-home daycare businesses can be licensed, most states legally require them to purchase liability insurance. You should make sure that you have a policy that will safeguard your business from financial losses if your job is to safeguard children in your home.
Even if your state does not require it, having comprehensive home daycare insurance will safeguard your livelihood and enhance your reputation among parents.
