Except for New Hampshire and Florida, all states require drivers to carry at least bodily liability insurance or pay a fee (in addition to property liability, which is frequently listed as a third number).
For instance, drivers in Virginia are required to purchase bodily injury insurance or pay a $500 Uninsured Motor Vehicle Fee.
Regardless of whether you live in an express that doesn’t need substantial injury obligation inclusion, you’ll in any case be thought of as monetarily capable assuming you cause a mishap that harms others.
Even for residents of states that do not require coverage, carrying bodily injury liability coverage will frequently be an easier and less expensive option than paying out of pocket.
Additionally, because state car insurance minimums are typically somewhat low, it frequently makes sense to purchase additional liability coverage to protect yourself financially in the event of an unfortunate accident.
No matter what vehicle the policyholder is driving, as long as they have permission to do so, bodily injury liability coverage typically covers the policyholder and any family members listed on the policy.
