By LORA SHINN, last updated on June 15, 2023. VIKKI VELASQUEZ checked the facts. When you rent a car, you do need certain kinds of insurance.
However, you might be able to get some coverage through a credit card or your personal auto policy. When coverage is worth the cost, consider the following.
Important Takeaways Although the daily fee will raise the price of your rental car, having rental car insurance can help shield you from out-of-pocket costs in the event of an accident, theft, or damage to the vehicle.
When you rent a car, your personal auto insurance policy may already provide sufficient coverage, so you may not require additional rental car insurance.
If you use your credit card to pay for the entire rental with it, some credit cards give you discounts on car insurance.
Understanding the coverage you already have and what is and is not covered if you add additional protections is the best way to determine whether you need car rental insurance.
