You’ll want to consider more than just the price of the policy and the coverage offered.
You should also check that the insurer has an A- (Excellent) financial strength grade or better from AM Best, and evaluate customer reviews from third-party companies like TrustPilot, ConsumerAffairs, and the BBB.
Compare Premiums
Depending on your age and trip cost, some travel insurance companies may offer a lower premium than others.
That’s why it’s important to compare quotes. You can collect quotes directly from each insurance company’s website, or you can use an insurance aggregator site that allows you to view quotes from a handful of companies with just one application.
Review Policy Limits and Exclusions
When comparing premiums, look at the policy details and compare limits and exclusions. For example, some insurance companies won’t reimburse you if your trip is delayed, and some may exclude coverage for pre-existing conditions.
Additionally, medical coverage may exclude injuries from certain activities, like scuba diving. TrustPilot, ConsumerAffairs, and the Better Business Bureau, as well as verify that the insurer has a financial strength rating of at least A- (Excellent).
Compare Premiums Some travel insurance companies may offer lower premiums than others, depending on your age and the cost of your trip.
Consequently, it is essential to compare quotes. You can get quotes directly from each insurance company’s website, or you can use an insurance aggregator site that lets you look at quotes from a few different companies with a single app.
Compare Policy Limits and Exclusions When comparing premiums, compare policy limits and exclusions by examining the policy’s specifics.
Some insurance companies, for instance, may exclude coverage for pre-existing conditions and refuse to reimburse you if your trip is delayed. Additionally, certain activities, like scuba diving, may be excluded from medical coverage.
