If it has been damaged by fire or another danger on your property or at your place of work Never do that!
Keep the property in its current condition until an adjuster inspects it.
This is significant as an ordinary property strategy expects you to save the harmed property for assessment.
Additionally, you must shield covered property from further harm. It’s possible that valuable evidence related to your loss will be destroyed if you discard the damaged property.
Similar protection and inspection requirements for damaged property are included in the standard business auto policy.
You are obligated to take reasonable precautions to safeguard the covered vehicle from further damage if the vehicle you have insured under comprehensive or collision coverage is damaged.
You must permit the insurer to inspect the vehicle and any records (such as photos of the accident) that substantiate the loss before the vehicle is repaired.
