If you run a business from home, you probably need more coverage for your inventory and equipment.
Unlike commercial property insurance, which covers businesses, standard homeowner’s policies typically do not typically cover home-based businesses.
https://youtu.be/hvDRRe8IPDg
Home-based business insurance can be added as a rider to a homeowner’s policy for a small amount of equipment and liability coverage.
A package of insurance known as a “business owner’s policy” is frequently ideal for both home-based and small businesses.
It is basically a bundle of typical insurance options, making it easy to buy and cost-effective.
Floods and earthquakes are typically not covered by commercial property insurance.
You’ll need a separate policy if these things happen in your area.
