You should immediately file a claim with your agent if a flood causes damage to your vehicle.
You may be asked to provide additional event-related information to your provider during this process. Take pictures of your car and the flood damage to prepare for this.
Water damage is not covered by comprehensive insurance. If you left your window down during a rainstorm or if there was a slow leak that never got fixed, your insurance company may deny your claim.
Before any storm watches or weather warnings are issued, you must add comprehensive coverage to your policy. During an active storm watch, you can’t change your plan in many states.
