Many insurers do not stipulate a time limit for filing a claim following an accident or other covered event. However, you should begin the claim as soon as possible, according to some insurers.
There are many different ways to make a car insurance claim. In most cases, you will be able to file a claim in one of three ways:
via a mobile app, online, or over the phone. To ensure that you get the best settlement, follow the procedures carefully no matter how you file a claim.
If an accident results in bodily harm or property damage exceeding a predetermined amount, you are required to notify the Department of Motor Vehicles of your state.
In some states, insurance companies are not required to pay out claims for auto insurance within a certain time frame.
However, the majority of state insurance codes require insurers to respond to policyholder inquiries and settlements “on time.”
