When looking for an insurance carrier, here’s a checklist of search and shopping tips.
Compare Statewide Costs and Insurers
When it comes to insurance, you want to make sure you are going with a provider that is legitimate and creditworthy.
Your first step should be to visit your state’s Department of Insurance website to learn.
The rating for each home insurance company licensed to conduct business in your state, as well as any consumer complaints lodged against the insurance company.
The site should also provide a typical average cost of home insurance in different counties and cities.
Look for changes in the neighborhood that could reduce rates, as well.
For example, the installation of a fire hydrant within 100 feet of the home, or the erection of a fire substation within close proximity to the property, may lower premiums.
